Stop competing with 5 other agents on the same resold record. Partner with US Insurance Leads to fuel your pipeline with real-time exclusive web leads and pre-vetted live phone transfers across all 50 states.
Check real-time inventory & pricing in your target states.
Because lead costs vary by vertical, state competition, and delivery format, we don't lock you into rigid one-size-fits-all boxes. Choose your volume tier and only pay for the exact territories you want.
Ideal for independent producers testing a new vertical or filling their weekly local pipeline without a heavy upfront commitment.
Designed for top producers and growing multi-agent offices combining Exclusive Web Leads, Live Transfers, and Preset Appointments.
Built for national IMOs, FMOs, brokerages, and multi-seat call centers needing high daily concurrency and custom API/Ringba routing.
Below are our current benchmark price ranges per lead across all 50 states. Your exact Cost Per Lead (CPL) is tailored based on your geographic filters (statewide vs. zip-code radius) and monthly volume tier.
| Insurance Lead Vertical | Aged Leads (15–90 Days Old) |
Exclusive Web Leads (Real-Time • Sold 1x) |
Preset Appointments (Calendar Booked) |
Live Phone Transfers (Warm U.S. Qualified) |
Action |
|---|---|---|---|---|---|
|
Auto Insurance Leads
Standard, Multi-Car, SR-22 & Home/Auto Bundle
|
$0.50 – $2.00 | $18 – $32 | $40 – $60 | $45 – $75 | Get Quote |
|
Home & Mortgage Protection
Homeowners, New Buyers, Refi & Mortgage Protection
|
$1.00 – $3.00 | $24 – $42 | $50 – $75 | $55 – $85 | Get Quote |
|
Final Expense & Burial
Seniors 50–85, Whole Life Burial & Guaranteed Issue
|
$0.75 – $2.50 | $22 – $38 | $48 – $72 | $50 – $78 | Get Quote |
|
Medicare & Turning 65
T65 IEP, Medigap, Medicare Advantage & OEP/AEP
|
$0.75 – $2.50 | $24 – $39 | $45 – $68 | $48 – $72 | Get Quote |
|
Health & Under-65 ACA
Individual, Family, Self-Employed & ACA Marketplace
|
$0.50 – $2.00 | $19 – $34 | $42 – $62 | $42 – $68 | Get Quote |
|
Term Life, Whole Life & IUL
Term, No-Exam, Simplified Issue, IUL & Tax-Free Retirement
|
$1.25 – $3.50 | $28 – $52 | $65 – $95 | $65 – $105 | Get Quote |
|
Commercial Trucking & Fleet
Semi-Truck, New Authority, Box, Dump, Tow, Hotshot & Cargo
|
$3.00 – $8.00 | $45 – $85 | $85 – $125 | $90 – $145 | Get Quote |
|
Business & Group Insurance
Group Life, Key Person Life & Executive Benefit Plans
|
$2.50 – $6.50 | $38 – $72 | $75 – $115 | $80 – $130 | Get Quote |
Note on Custom Quotes: Statewide and multi-state campaigns qualify for the lower end of each range. Tight zip-code clusters or specialty sub-filters may carry a modest filter adjustment. Request a custom quote above for exact live inventory pricing in your states.
Selling insurance is a numbers game. Click a vertical preset below or adjust the sliders to project your monthly revenue, net profit, and return on investment.
Ready to hit these numbers? Lock in your territory today.
Build This Campaign NowHere is how our onboarding team calculates the lowest possible Cost Per Lead for your agency.
Statewide and multi-state campaigns enjoy our lowest base CPL because our search funnels can route leads across a wider territory without geo-friction.
Warm Live Phone Transfers include U.S. call-center screening and buffer time protection, while Exclusive Web Leads and Aged Data offer lower upfront cost per record.
Standard filters (state + vertical) carry zero surcharge. Specialized filters (such as specific home value tiers, clean driving records, or high face amounts) can be toggled on demand.
Agencies ordering 50+, 150+, or 500+ leads per month automatically unlock 5% to 25% wholesale discounts and priority queue placement.
Clear answers on minimums, billing cycles, and lead replacement credits.
Zero. You never pay a setup fee, CRM webhook integration fee, or monthly portal subscription fee. 100% of your deposit goes directly toward purchasing leads for your agency.
New agents can start with a small test package of 20 to 25 Exclusive Web Leads or 10 Live Phone Transfers to experience our lead quality and close rates firsthand before scaling up.
Accounts operate on a simple pre-funded wallet balance with optional auto-replenish. For Exclusive Web Leads, your balance is deducted only when a verified lead matching your filters is delivered. For Live Transfers, you are billed only when the transferred prospect stays on the phone past the 90-to-120-second buffer guarantee.
If you flag a lead with a disconnected phone number, bogus contact information, or out-of-filter data within 10 days, we credit 100% of that lead’s cost back into your portal wallet so it is automatically replaced with a fresh lead at no charge.
Everything you need to know about our sourcing, exclusivity, and replacement guarantees.
Never. When you purchase Exclusive Real-Time Web Leads or Live Transfers from US Insurance Leads, that consumer inquiry is routed strictly to your agency alone. You are never competing with 4 or 5 other agents dialing the same prospect simultaneously.
Yes. Every real-time lead generated through our network includes full 1-to-1 TCPA express written consent documentation, IP timestamp, and a TrustedForm or Jornaya LeadiD certificate so your agency stays completely protected.
We stand behind our data quality with a fair, transparent Lead Replacement Policy. If you receive a disconnected phone number, fake name, or an underage/unqualified applicant outside your filters, simply flag it in your portal within 10 days for a 100% replacement credit.
No. All campaigns operate on a flexible month-to-month or pay-as-you-go basis. You have 24/7 access to your account to adjust daily caps, change states, or hit the pause button whenever you are away from your desk.