Clear, conspicuous consumer opt-in disclosures before any lead is submitted.
Every real-time lead includes an independent session certificate and LeadiD token.
Automated real-time filtering against known serial TCPA plaintiffs and blacklists.
Strict adherence to CMS TPMO disclaimers and call recording standards.
At US Insurance Leads (www.us-insuranceleads.com), regulatory compliance and consumer privacy are the foundation of our lead generation network. We operate in strict accordance with the federal Telephone Consumer Protection Act (TCPA) (47 U.S.C. § 227), the Federal Communications Commission (FCC) telemarketing rules, the Federal Trade Commission (FTC) Telemarketing Sales Rule (TSR), the Centers for Medicare & Medicaid Services (CMS) Third-Party Marketing Organization (TPMO) regulations, and applicable state-level mini-TCPA statutes (including Florida’s FTSA and Texas telemarketing statutes).
We never purchase or distribute unauthorized lists, scraped records, sweepstakes entries, or non-consensual co-registration data. Every consumer inquiry routed through our platform originates from an active U.S. shopper who has voluntarily requested an insurance quote.
Before any consumer can submit a quote request on our web properties, they are presented with clear, conspicuous, and unambiguous TCPA disclosure language positioned directly above or adjacent to the final call-to-action button.
To provide our agency partners, IMOs, and call centers with ironclad, audit-ready proof of consent, every real-time web lead generated by US Insurance Leads is embedded with independent third-party compliance scripts:
Captures an independent certificate of authenticity including a visual session replay, page snapshot, time-on-page metrics, mouse movements, and the exact TCPA disclosure text seen by the consumer.
Assigns a unique, tamper-proof universal LeadiD token that validates lead origin, consumer form interaction, and TCPA disclosure visibility in real time.
Both the TrustedForm Certificate URL and Jornaya Universal LeadiD Token are passed automatically into your CRM via webhook/API and stored inside your Agent Portal at zero extra charge.
Before a lead is matched to your campaign, it passes through our multi-stage telecom and compliance firewall in under 500 milliseconds:
For agents and agencies purchasing Medicare Supplement, Medicare Advantage, or Turning 65 (T65) leads, our funnels and call centers adhere strictly to Centers for Medicare & Medicaid Services (CMS) guidelines:
Every Live Phone Transfer delivered by US Insurance Leads originates either from an inbound consumer call or an outbound call placed strictly to a consumer who just submitted prior express written consent. All qualification calls are recorded for quality assurance, and our qualifiers confirm the prospect's identity, state of residence, and desire to speak with a licensed insurance representative right now before initiating the warm handoff.
Compliance is a shared partnership. By purchasing leads from US Insurance Leads, participating agents, agencies, and call centers agree to uphold the following industry best practices:
We respect every consumer's right to control their personal data and revoke consent at any time. Any consumer who wishes to opt out of future communications, request deletion of their inquiry record, or place their telephone number on our network-wide Do-Not-Call suppression list may contact our Compliance Officer directly:
Everything you need to know about our sourcing, exclusivity, and replacement guarantees.
Never. When you purchase Exclusive Real-Time Web Leads or Live Transfers from US Insurance Leads, that consumer inquiry is routed strictly to your agency alone. You are never competing with 4 or 5 other agents dialing the same prospect simultaneously.
Yes. Every real-time lead generated through our network includes full 1-to-1 TCPA express written consent documentation, IP timestamp, and a TrustedForm or Jornaya LeadiD certificate so your agency stays completely protected.
We stand behind our data quality with a fair, transparent Lead Replacement Policy. If you receive a disconnected phone number, fake name, or an underage/unqualified applicant outside your filters, simply flag it in your portal within 10 days for a 100% replacement credit.
No. All campaigns operate on a flexible month-to-month or pay-as-you-go basis. You have 24/7 access to your account to adjust daily caps, change states, or hit the pause button whenever you are away from your desk.
